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credit review based on mortgage payments only
Moderators: Mortgage-X

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whidbeyjmh
Posted 1/21/2006 11:02 PM (#712)
Subject: credit review based on mortgage payments only
looking for lenders (have heard them advertise on local radio in Seattle area) who review credit history based soley or predominately on mortgage payment history. Am I completely offbase with this?

Mark
raulram1rez
Posted 4/5/2006 5:21 PM (#937 - in reply to #712)
Subject: RE: credit review based on mortgage payments only
well i am in southern california and down here as i would assume up there many lenders have tactics and gimmics to grab peoples attention and have them contact there company. yes there are hundreds of different loan programs but the one thing that i always find is that the ones with the best terms are always geared towards the 700+ credit score, low debt compared to income, just your regular well paying citizen. this is not to say that other people cannot get a great loan as well.
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