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National Average Mortgage Rates

Weekly Rate & Points
Week Ending: December 19, 2014
  Average Rate Points
30 year FRM 3.80 (-0.13) 0.6
15 year FRM 3.09 (-0.11) 0.6
5/1 ARM 2.95 (-0.03) 0.5
1 year ARM 2.38 (-0.02) 0.4
Week Ending: December 12, 2014
  Average Rate  Points
30 year FRM 3.93 (+0.04) 0.5
15 year FRM 3.20 (+0.10) 0.5
5/1 ARM 2.98 (+0.04) 0.5
1 year ARM 2.40 (-0.01) 0.4
1 Month Ago (November 21, 2014)
  Average Rate Points
30 year FRM 3.99 0.5
15 year FRM 3.17 0.5
5/1 ARM 3.01 0.5
1 year ARM 2.44 0.4
1 Year Ago (December 13, 2013)
  Average Rate Points
30 year FRM 4.42 0.7
15 year FRM 3.43 0.7
5/1 ARM 2.94 0.4
1 year ARM 2.51 0.4
Daily Rate / Points Dec.12 Dec.15 Dec.16 Dec.18 Dec.19
30 Year FRM 4.25 / 0.4 4.25 / 0.4 4.25 / 0.4 4.32 / 0.2 4.28 / 0.2
15 Year FRM 3.81 / 0.1 3.81 / 0.1 3.81 / 0.1 3.91 / 0.0 3.84 / 0.0
Will mortgage rates ↑rise or ↓fall? Visit our Mortgage Rate Trend Survey!
3-month Chart: 30 year FRM, 15 year FRM, 1 year ARM, 5/1 ARM
Daily Rate / Points ~ Source: Mortgage-X (we publish the average rate and points each business day at or around 12:30 PM Eastern time).
Weekly Values ~ Source: 'Primary Mortgage Market Survey' (a weekly mortgage survey provided by Freddie Mac).

See Also: National Monthly Average Mortgage Rate History + Historical Mortgage Rate Data (Weekly Values)

Mortgage Market News
  • The Latest Rate News From GOOGLE
  • Recent Mortgage News From YAHOO
  • A lender that wants your business will be also glad to keep you informed of mortgage market trends and the latest changes in mortgage rates
  • Some mortgage companies and large financial institutions publish rate surveys on their Internet sites
  • HSH Associates' (www.hsh.com) Weekly Market Trends
  • Freddie Mac's (www.freddiemac.com) Primary Market Mortgage Survey
  • Mortgage News Daily (www.mortgagenewsdaily.com) provides up to the minute news for the mortgage and real estate industries
  • Other sources are business newspapers and the business section of your local newspapers

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