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National Average Mortgage Rates

Weekly Rate & Points
Week Ending: August 15, 2014
  Average Rate Points
30 year FRM 4.12 (-0.02) 0.6
15 year FRM 3.24 (-0.03) 0.6
5/1 ARM 2.97 (-0.01) 0.5
1 year ARM 2.36 (+0.01) 0.5
Week Ending: August 8, 2014
  Average Rate  Points
30 year FRM 4.14 (+0.02) 0.7
15 year FRM 3.27 (+0.04) 0.6
5/1 ARM 2.98 (-0.03) 0.5
1 year ARM 2.35 (-0.03) 0.5
1 Month Ago (July 18, 2014)
  Average Rate Points
30 year FRM 4.13 0.6
15 year FRM 3.23 0.5
5/1 ARM 2.97 0.4
1 year ARM 2.39 0.4
1 Year Ago (August 9, 2013)
  Average Rate Points
30 year FRM 4.40 0.7
15 year FRM 3.43 0.7
5/1 ARM 3.19 0.5
1 year ARM 2.62 0.3
Daily Rate / Points Aug.15 Aug.18 Aug.19 Aug.20 Aug.21
30 Year FRM 4.40 / 0.5 4.39 / 0.5 4.39 / 0.5 4.39 / 0.5 4.37 / 0.6
15 Year FRM 4.05 / 0.4 4.05 / 0.4 4.05 / 0.4 4.05 / 0.4 3.97 / 0.4
Will mortgage rates ↑rise or ↓fall? Visit our Mortgage Rate Trend Survey!
3-month Chart: 30 year FRM, 15 year FRM, 1 year ARM, 5/1 ARM
Daily Rate / Points ~ Source: Mortgage-X (we publish the average rate and points each business day at or around 12:30 PM Eastern time).
Weekly Values ~ Source: 'Primary Mortgage Market Survey' (a weekly mortgage survey provided by Freddie Mac).

See Also: National Monthly Average Mortgage Rate History + Historical Mortgage Rate Data (Weekly Values)

Mortgage Market News
  • The Latest Rate News From GOOGLE
  • Recent Mortgage News From YAHOO
  • A lender that wants your business will be also glad to keep you informed of mortgage market trends and the latest changes in mortgage rates
  • Some mortgage companies and large financial institutions publish rate surveys on their Internet sites
  • HSH Associates' (www.hsh.com) Weekly Market Trends
  • Freddie Mac's (www.freddiemac.com) Primary Market Mortgage Survey
  • Mortgage News Daily (www.mortgagenewsdaily.com) provides up to the minute news for the mortgage and real estate industries
  • Other sources are business newspapers and the business section of your local newspapers

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