• MN & WI Home Loans - Metzler Team at MUI
  Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will remain unchanged.
  Comment by Joseph Metzler: Added supply = Lots of pressure on the bond markets. Rates are up from recent lows, but the party is NOT over for REFINANCES. Historically rates are still VERY LOW. BUY NOW, get your $8000 tax credit. Ends 12/1/09. Visit www.JoeMetzler.com
• Choice Finance
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will remain unchanged.
  Comment by BJ Matson: LOCK in loans that need to close in the short term.
• Northeast Community Mortgage
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will rise slightly.
  Comment by Lew Corcoran: Rates tend to be a little higher this time of year due to spring and summer home sales. Rates continue to retreat from their highs of the year; however, gov't debt, improved economic conditions and fear of inflation may lead to higher rates soon.
• EskoKiuru.com
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
  Comment by Esko: Rates are trending lower as the Fed continues buying more long-term paper. No one knows how long that will last, though, but it's fairly safe to say that they won't go below 5% anytime soon.
• Banner County Bank
  Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
  Comment by Raymond Denton: -I always get the direction of interest rates wrong, so this time I'm saying they're going higher, in hope they're going lower.
• Pan American Mortgage
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will remain unchanged.
  Comment by Juan Boldizsar: The recent surge in rates was a little hiccup due to trader sentiment as opposed to economic conditions. 10 yr TSY yield peaked and MBS yields likely to follow.
• Kailua Mortgage LLC
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
  Comment by Scott Coffman: Our economy is not yet into recovery. Rates must fall back to the 4% range to stimulate more buying and refinancing in the housing sector.
• cbLoans.com
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline significantly.
  Comment by Craig Barton: As for mortgage rates: they will come down again as banks realize that there are no buyers out there. Supply and demand - with the banks being shoveled money by the Fed and the TARP program, they've got to get rid of it somehow.
• Wells Fargo Home Mortgage
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
  Comment by David Mordue: Expect rates to trend back towards 4.875%, but I would not be surprised if we do not get back down to the 4.375% we were seeing a few weeks ago. Rates were artificially low and the market finally figured that out.
• Key Financial Corporation
  Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
  Comment by Franklin Ekechukwu: Based on the market trend, the rates will continue to slightly rise. The contineous increase in gas and bonds prices can only spike increase on mortgage rates, however market conditions might change within these period that might keep rate unchanged
• Hometown Lending
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will rise slightly.
  Comment by Dan Mellis: With two massive Treasury Auctions behind us, totaling $289 B from May 26 to June 11, we expect to see continued relief in the interest rate markets,with rates trending lower in the next 30 days.Watch for Treasury Auction announcements as cue to lock
• Ameristar Mortgage
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline significantly.
  Comment by Dennis Hardy: - The optimism that the recession is over is premature. I think things will get worse before they get better and rates will reflect that.
• Clarion Mortgage
  Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
  Comment by Rick Pelleriti: The question is whether short-term government policy will continue to subsidize lower interest rates. I believe that to be the case as wholesale rates, shown daily on my site at www.upfrontmortgageplanner.com, went from 4.50% to 5.375% in one week.
• RPM Mortgage
  Vote: () () Over the next 30 days rates will decline significantly; over the next 90 days rates will decline slightly.
  Comment by John C. Glynn: Recent bond market deterioration represents a shift in sentiment, and the high volatility is representative of a lack of conviction. No markets like uncertainty. The shift toward optimism that we are coming out of the Great Recession may be premature

• Five Star Mortgage Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will decline slightly.
• Cendera Funding Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will remain unchanged.
• MBM Financial, LLC Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will decline slightly.
• Primary Residential Mortgage, Inc Vote: () () Over the next 30 days rates will decline slightly; over the next 90 days rates will remain unchanged.
• Pacific Crest Financial Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will decline slightly.
• Pacific Fidelity Mortgage Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
• Valley Wide Mortgage Services Vote: () () Over the next 30 days rates will rise slightly; over the next 90 days rates will rise slightly.
• Comstock Mortgage Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will rise slightly.

• Odyssey Funding LLC
  Vote: () () Over the next 30 days rates will remain unchanged; over the next 90 days rates will remain unchanged.