Browse Our Site:
Search Mortgage Library:
Types Of Mortgage Loans Mortgage Lender Directory  +  Mortgage Calculators  +  Mortgage (ARM) Indexes Mortgage Market Survey
+ Find The Best Mortgage + Ask A Mortgage Related Question  +  Articles And Publications  +  Mortgage Glossary + Search Mortgage Rates +
Credit Grade Guide Historical Mortgage Index Data  +  Historical Mortgage Rate Data  +  Home Interest Rate Trends

Treasury Yield Curve Dynamics

One of the major factors that affect the shape of the Treasury yield curve is investors' expectations for future interest rates, so the shape of the curve may be used as an indicator of the possible direction in which the market believes interest rates may fluctuate.

Usually upward-sloping (meaning the yields on long-term maturities are higher than the yields on short-term maturities because of the term premium* for holding long-term bonds), the yield curve steepens when yields are expected to rise and flattens, or even inverts, when yields are expected to fall.

The following graphs allow you to see how the shape of the yield curve changes over time:

Treasury Yield Curve Graph 2007 2008 2009 Treasury Yield Curve Graph 2004 2005 2006
Treasury Yield Curve Graph 2004 2005 2006 Treasury Yield Curve Graph 2005 2006 2007
Treasury Yield Curve Graph Jun Aug Sep 2006 Treasury Yield Curve Graph Feb Apr May 2006
Treasury Yield Curve Graph Jun Jul Aug 2005 Treasury Yield Curve Graph Aug Sep Oct 2005
Treasury Yield Curve Graph May Aug Nov 2004 Treasury Yield Curve Graph Nov 2004 May Oct 2005
Note: Weekly and monthly values for 1-, 3- and 5-year Treasury yield curve rates are the most widely used ARM indexes called 'Constant Maturity Treasury', or CMT. Click here for current or historical values.

* as per the "Liquidity Preference" theory, one of the three fundamental theories that attempt to explain the shape of the yield curve.


Interest Rate Forecasting: Economic Indicators  |  Mortgage Market Survey  |   Interest Rate Trends

Treasury Market and Mortgage Rates  |  Historical Mortgage Rate Data   |  Mortgage Indexes


Mortgage professionals are welcome to participate!
Home  +  About Us  +  Contact Us  +  Disclaimer  +  Privacy Policy
Mortgage-X is an independent information service and is not affiliated with any lending institution.
Copyright 1998-2014 Mortgage-X.com
All Rights Reserved