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Our Story: Building Dreams Together
At Total Mortgage, we are dedicated to helping you find the perfect mortgage for your dream home. With our team of experts and a wide range of loan options, we make the homebuying process easy and stress-free.
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Frequently Asked Questions
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Mortgages
How to Get a Mortgage
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Refinancing
Benefits of Refinancing
Discover how refinancing can help you save money and lower your monthly
First-time homebuyer
First-Time Homebuyer Tips
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Mortgages
Mortgage Refinancing Guide
Learn about the benefits and process of refinancing your mortgage.
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Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence unless otherwise noted. The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $417,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state.* Products are subject to availability on a state-by-state basis. All interest rates listed are for qualified applicants with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.
*Terms and Conditions Apply. For complete details click here.