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Mortgage Library: Ask a Mortgage Related Question: Answers: Creative Financing
I am looking to purchase a 47,000 home in Beverly Hills, Florida. I have 45,000 in the bank and 5,500 in a land holding company. My husband is retired and receives a guaranteed income of 3,000 per month from SS and Pension. There are two problems here. I do not want my husbands name on the deed because of a very bad divorce and credit problems because of it. My credit is ok! I am willing to put 20% down. What type of creative financing can we do? I am also self employed but have only just started this business.
The answer to your question is yes you can buy a house without putting your husband's name on the mortgage. But he has to sign a memorandum stating that he doesn't want any
thing to do with the property.
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