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Credit Reporting for Private Mortgages
Mortgage Library: Ask a Mortgage Related Question: Answers: Credit Reporting for Private Mortgages
I hold a private mortgage through my parents which is not being properly reported to credit bureaus. How can I get my 3 years of on time payments reported to help improve my credit?
Many lenders will accept 12 months' worth of cancelled checks to prove that you have been making mortgage payments to an individual.
This proof can be updated on most lender's internal credit reports, which will improve your profile for the home loan!
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