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Credit Reporting for Private Mortgages

Mortgage Library: Ask a Mortgage Related Question: Answers: Credit Reporting for Private Mortgages


I hold a private mortgage through my parents which is not being properly reported to credit bureaus. How can I get my 3 years of on time payments reported to help improve my credit?

M. C.
New Hampshire


Many lenders will accept 12 months' worth of cancelled checks to prove that you have been making mortgage payments to an individual. This proof can be updated on most lender's internal credit reports, which will improve your profile for the home loan!


Julie Lanicek
Email: jlanicek 'at' primelending 'dot' com

18111 Preston Road #505
Dallas, TX 75252
Office: 972.407.7920 Cell: 214.682.7374
Toll Free: 877.407.7920 Fax: 866.711.1749

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