HomeQuest Mortgage, Inc
82 D Worcester Street
North Grafton, MA 01536
Phone: 1-866-839-1117 Web Site

Current Interest Rates

Fixed Rate Programs
[ Adjustable Rate Programs ]

Rates as of November 21, 2009  1:10:54 AM    Old Date? Lock
days		 Qualifying
Ratios
Program Rate Points APR
Conforming 30 year FRM 4.625 1.000 4.787 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 30 year FRM 4.750 0.500 4.831 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 30 year FRM 4.875 0.000 4.955 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 20 year FRM 4.500 1.500 4.665 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 20 year FRM 4.625 0.500 4.734 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 20 year FRM 4.750 0.000 4.815 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 15 year FRM 3.990 1.750 4.181 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 15 year FRM 4.125 1.000 4.227 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 15 year FRM 4.250 0.000 4.387 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Jumbo 30 year FRM 5.250 0.000 5.331 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal

Adjustable Rate Programs

Rates as of November 21, 2009  1:10:54 AM    Old Date? Lock
days		 Qualifying
Ratios
Program Rate Points APR Index Margin Caps
Conforming 30/3/1 ARM 3.500 0.500 3.656 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 30/3/1 ARM 3.625 0.000 3.745 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 30/5/1 ARM 3.625 0.250 3.846 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 30/5/1 ARM 3.750 0.000 3.845 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 30/7/1 ARM 4.000 0.500 4.155 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 30/7/1 ARM 4.125 0.000 4.246 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Conforming 30/10/1 ARM 4.750 0.000 4.884 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Jumbo 30/3/1 ARM 3.750 0.750 3.885 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Jumbo 30/3/1 ARM 3.900 0.250 4.037 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Jumbo 30/3/1 ARM 4.050 0.750 4.221 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Jumbo 30/5/1 ARM 4.750 0.750 4.882 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Jumbo 30/5/1 ARM 4.950 0.250 5.029 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Jumbo 30/5/1 ARM 5.050 0.000 5.147 LIBOR 2.250 5/2/5 30 36 / 41
Most Competitive Rates/Fees per Wall St. Journal
Please note:
  • This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
  • APR calculations based on a loan amount of $200,000 for conforming loans, $500,000 for jumbo loans and a maximum loan-to-value ratio of 80%.
  • Rates, points and programs are subject to change without notice and cannot be guaranteed.

Rates Last Updated: 11/20/2009 4:14:14 PM

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