Golden Mortgage Corporation 908-722-9217
http://www.goldmortgage.com
818 Route 202-206
Bridgewater, NJ 08807

NJ & NY mortgage for purchase or refinance. Conventional & FHA Electronic APP. Close in 30 days! Bank statement Self Employed no tax returns.

Current Interest Rates

Fixed Rate Programs
[ Adjustable Rate Programs ]

Rates as of September 26, 2020  2:52:49 PM    Old Date? Lock
days
Qualifying
Ratios
Program Calculator Rate Points APR
Conforming 30 year FRM Mortgage Calculator 2.500 1.500 2.647 30 36 / 43
Prequalify
Pur/ Rate & Term refinance min $200,000 loan
Conforming 30 year FRM Mortgage Calculator 2.875 0.000 2.941 30 36 / 43
Prequalify
Pur/ Rate & Term refinance min $200,000 loan
Conforming 15 year FRM Mortgage Calculator 1.990 2.000 2.333 30 28 / 36
Prequalify
-
Conforming 15 year FRM Mortgage Calculator 2.500 0.000 2.604 30 28 / 36
Prequalify
-
FHA 30 year FRM Mortgage Calculator 2.650 0.000 3.335 30 36 / 45
Prequalify
Purchase with 3.5% downpayment fico 580+ avail
FHA 15 year FRM Mortgage Calculator 2.500 0.000 3.255 30 36 / 45
Prequalify
-
Jumbo 30 year FRM Mortgage Calculator 2.990 0.500 3.183 30 36 / 43
Prequalify
high balance to $765,600
Jumbo 15 year FRM Mortgage Calculator 2.500 0.500 2.745 30 36 / 43
Prequalify
high balance to $765,600

Adjustable Rate Programs

Rates as of September 26, 2020  2:52:49 PM    Old Date? Lock
days
Qualifying
Ratios
Loan Program Rate Points APR Index Margin Caps
Jumbo 30/3/1 ARM 4.000 0.000 4.593 CMT 3.000 2/2/6 30 36 / 43
Prequalify
80ltv, credit 740+ mid score
Jumbo 30/5/1 ARM 4.125 0.000 4.639 CMT 3.000 2/2/6 30 36 / 43
Prequalify
80ltv, credit 740+ mid score
Jumbo 30/7/1 ARM 4.375 0.000 4.838 CMT 3.000 2/2/6 30 36 / 43
Prequalify
80ltv, credit 740+ mid score
Please note:
  • This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z.
  • APR calculations based on a loan amount of $200,000 for conforming loans, $500,000 for jumbo loans and a maximum loan-to-value ratio of 80%.
  • Rates, points and programs are subject to change without notice and cannot be guaranteed.

Rates Last Updated: 9/12/2020 2:10:49 PM

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