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Loan Application Checklist
Mortgage Library: Loan Application Process: Loan Application Checklist
|This is a list of documents most lenders will require in order to process your mortgage application.
Verification of income
Verification of your assets
Information about the purchase
If you have no established credit history, supply the lender with canceled checks for rent, utilities and other recurring obligations to show payment history and amount of revolving debt.
Lenders may also ask you about the origin of your downpayment. If money for downpayment is a gift from a relative, bring to the interview a copy of gift letter and copy of gift check. The gift letter states that the money will not have to be repaid.
Having these items on hand when you visit the lender will help speed up the application process.
Keep in mind that different lenders may have slightly different information requirements, so ask your lender what to bring to your initial loan interview.
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